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The Theory of Interest(3版)









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1.Expanded coverage of capital budgeting takes place in Chapter 7 with the introduction of several new techniques that correspond with this topic. Discussion of short sales has also been expanded and repositioned into Chapter 7.

2.New topics added: Leasing as an alternative to traditional loan financing, with particular emphasis on automobile leasing has been added to Chapter 8.

3.Two new chapters: Chapters 10 and 11 are two new chapters that are included in the third edition. Chapter 10 covers the term structure of interest rates with expanded consideration of spot rates, forward rates, relationship with bond yields, and a section with detailed discussion of arbitrage. Chapter 11 covers important techniques in the management of assets and liabilities, such as duration, convexity, and immunization.

4.Computational approaches in the third edition have been modernized to reflect the widespread availability of calculators with exponential logarithmic capability, including those with built-in financial functions. The importance of the mastery of basic concepts techniques are stressed throughout the text which enable students to gain knowledge about the importance of calculators.

5.End of chapter exercises have expanded to 545. Each exercise is intended to illustrate a somewhat different point to keep the number of repetitious exercises to a minimum.

6.New chapter appendices contain such items as the more complex derivations, extended results of interest but not fundamental and additional formulas and techniques.

7.The basic mathematical theory of interest is covered in the first seven chapters as traditionally developed.

8.The pedagogical approach from the previous edition has been retained as the textbook narrative still emphasizes both the importance of conceptual understanding and the ability to apply the techniques to practical problems.

9.A working knowledge of calculus is required, since the continuous nature of interest is recognized throughout the book.

10.Economic and financial theory of interest is still covered in the third edition on Chapters 9 through 13.



  • 出版社:華泰文化

    新功能介紹

  • 出版日期:2013/12/11
  • 語言:英文


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▲17歲學生妹自學微整,變成很有網紅臉的「混血兒」。(圖/翻攝自新浪網)

大陸中心/綜合報導

現代女性美感提升,微整工作室大量林立,但在大陸地區並沒有健全的衛生監管。浙江一名17歲中輟學生妹,她的微整技術全靠「產品說明書」自學,自己體驗過後,想不到國字臉真的變成小V臉,讓她大呼驚奇。後來她的賺錢腦筋動得快,於是另外在微信上面開始兜售水光針、肉毒桿菌等。

李小姐從外表來看,具有性感與成熟,這是因為她去年在網路看到「瘦小臉廣告」買了幾劑肉毒桿菌、水光針、美白針,自行看著說明書後開始施打,想不到效果極佳,加上自己又另外到整形醫院開眼頭等整容,朋友直誇她超像混血兒、根本「網紅臉」。改頭換面後的她,覺得充滿自信,並且決定要做投入這檔生意,於是成為「美容代理」。

李小姐先跟當初的賣家進貨後,自己再另外於另一個微信朋友圈上開始招攬顧客,最低以3倍~5倍的價格轉賣。直到今年3月,手頭資金完全賺足,更租了辦公室打造成「醫美工作室」,開始幫客人注射瘦臉針及水光針,只是消費者怎麼也沒想到,她完全都是靠著「產品說明書」自學的,施打劑量稍有誤差,很有可能產生感染、壞死等症狀。

警方在上個月20日終於逮獲剛滿17歲的李嫌,並且當場查獲她從海外叫朋友代購的微整藥劑、器械,李嫌經詢問後透露,今年3~6月之間,已經幫8至9位顧客施打過,每劑成本價約500~1000人民幣(約新台幣2254~4509元),但向客人收費3倍價格,以水光針為例,以1500元的人民幣進貨,卻以8000元售出。李嫌被逮時還不斷委屈表示,這些藥劑她自己也都打過,所以客戶根本不會出事。但警方依她涉嫌生產、銷售假藥罪嫌逮捕,並偵查中,她可能將面臨最高3年有期徒刑。

▼17歲李女以低價叫貨,以3~5倍價轉售。(圖/翻攝自浙江在線)博客來網路書局







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